Our Services
Simply put, we are insurance experts specializing in breweries, restaurants, bars, and cannabis businesses. Our team has decades of experience unpacking unique businesses and coming up with outside of the box solutions.
It doesn’t stop there. We have industry experience in fitness, mainstreet business, commercial property, entertainment, manufacturing, construction, and many other industries. In addition we offer personal lines insurance services to individuals looking to improve their situations. We are creatives that strive to find you the right solution.
Breweries, Distilleries, Wineries, THC Beverages
Our strategy with breweries centers on finding the pain point. Some breweries are property heavy, focused on production, and own their own building. Others focus on taproom experience and lease their space. Some breweries have full scale restaurants. All of this changes the risk profile. We track all the available options and price points to find the right solution. Many breweries are getting involved in THC beverage production and service. We have solutions for that!
Restaurants and Bars
Restaurants and Bars have increased fire risk due to full cooking exposures. They also have risk of getting pulled into liquor liability lawsuits from serving alcohol. From a bar with 100% alcohol sales, to a family restaurant with no alcohol, we have the best solutions to get premium protection at a great price. We can also provide alcohol training and kitchen safety reviews to our clients at no cost.
Cannabis
Most cannabis insurance policies are sold through the excess and surplus markets meaning that policy premiums must be paid in full or subject to an extra 15-20% to be put on a payment plan. We have “admitted” solutions in the standard insurance markets available for most retail dispensaries that will allow for monthly payment plans at no extra cost. We also take the time to listen and learn about your business to craft a custom solution at the lowest possible price while you get your business off the ground.
